💰 Proof of Funds Calculator
How much money you need to show IRCC for your application
Application Type
Include yourself, spouse, and dependent children — even if they're not immigrating.
Required for FSW and FST. CEC applicants do not need to show proof of funds. Funds must be available, accessible, and not borrowed.
Show amount in
Required for 1 person
📄 What Documents Are Accepted as Proof of Funds?
Bank statements
Last 6 months showing consistent balance — readily available, not borrowed
GIC (Study only)
Guaranteed Investment Certificate from a participating Canadian bank — required for the SDS stream
Letter of employment + pay stubs
Proof of regular income to sustain funds
Investment / mutual fund statements
Stocks, bonds, fixed deposits — must show holder's name & balance
Property valuation (rare)
Real estate is generally NOT accepted by IRCC for proof of funds
Last verified: Aug 3, 2026 · IRCC updates this annually
IRCC publishes a new table each June. Always confirm the current amount on canada.ca before submitting your application.
Verify on canada.ca · Proof of funds →